Freemium — the free tier never expires

Get the full plan, not just the headline

Free EarnSurge shows how many opportunities your household has and reveals your first move. EarnSurge Plus opens the rest — every opportunity, the scenarios, and the allocation of your next dollars using the Tax-Smart Money Order.

$12

per month, or $99 per year

  • Your full Top 3 plan and every opportunity
  • What-if bonus and commission scenarios
  • Recommended allocation of your next $X (Tax-Smart Money Order)
  • Year-round income tracking and withholding projections
  • Backdoor Roth analysis and pro-rata warnings
  • Tax-loss harvesting with wash-sale checks
  • Rental property analysis
  • Downloadable Tax Planning Summary for your CPA

Payments are not enabled yet. Nothing is charged today.

Free stays useful

  • Free Tax Advantage Checkup
  • Your opportunity count and categories
  • Your #1 recommendation with why it may apply
  • Household profile and basic dashboard
Take the free checkup

EarnSurge is an educational planning tool, not tax-filing software and not a replacement for a CPA, EA or financial professional.